Affordable Car Loans Tailored to Your Needs
Car financing needs vary from person to person. That’s why the team at North Battleford Hyundai will find affordable auto loans that align with your budget, no matter what your financial history looks like. Whether you have good credit, bad credit, or no credit, we can help you drive away in the new Hyundai vehicle you’ve always wanted.
Flexible Financing Solutions
Our team of financial specialists will create customized financing solutions tailored to your unique needs. Through our vast network of lenders, we can ensure you’ll get the best terms and rates on your car loan so you can enjoy a stress-free car-buying experience.
Trade-Ins You Can Trust
We make trading in your current vehicle a piece of cake. We’ll provide a fair-market appraisal to determine the value of your current vehicle, providing you with leverage to lower the monthly payments on your new one.
Car Payment Calculator
If you want to be as prepared as possible, our online Car Payment Calculator can provide a snapshot of what your monthly payments will look like. Adjust your down payment, terms of your loan, and interest rates to determine the payments that will work best for you!
Student Car Loans
As a young driver with limited credit, getting approved for your first vehicle purchase can feel like a daunting process. Here at North Battleford Hyundai, we work with hundreds of students every year to help them land their first vehicles as easily as possible.
Auto Financing FAQs: Car Loans & Credit Explained
How can I obtain my credit score?
With exciting new apps such as Borrowell and Credit Karma, finding your credit score is easy and doesn’t require a visit to a loan officer or putting a ding on your score like a “hard pull” would do at a bank or other institution.
How can financing help my credit?
Financing a vehicle is a great way to rebuild your credit. Whether you’re new to the world of credit or have been sitting in the red zone for some time, having manageable monthly payments that you pay off regularly and on time will show the credit bureau that you’re a responsible candidate and will significantly increase your score over time.
Can I get a car loan with bad credit?
Absolutely! At North Battleford Hyundai, we work with customers with all kinds of credit statuses. Whether you have good, bad, or no credit, we can always find a solution to help you finance a reliable new Hyundai or used vehicle with terms that work for you.
What if I have variable income?
While some banks can be hesitant to provide loans to those with fluctuating income, such as seasonal workers, our specialists can help you secure the vehicle and financing you need to ensure you can get to the job site or pick the kids up from school.
What kind of auto financing options do you offer?
There are two primary ways NBH will help you find a vehicle and a car loan:
1. Vehicle-first: We help you find your ideal vehicle with the features you like, then set up your financing.
2. Finance-first: If you’re unsure what you might be eligible for, this is a great place to start. When we obtain your finance approval first, this will let us know what vehicles are within your budget.
What do I need to bring to the finance department?
When you visit our dealership, the most important things to bring are an appetite for education and some excitement for your new car. Buying a vehicle is an exciting experience—not a trip to the dentist! Here’s a quick checklist of what to bring to ensure that we can get you started:
- Government-issued photo ID
- Social insurance number
- Proof of income
- A utility bill with your name and address
If, for some reason, you can’t make the trip – no worries! You can start the process online today with our quick and simple application form!
What’s the difference between financing and leasing?
When you choose to finance, you’re making payments against the price of your vehicle, and once it’s paid off, you own the vehicle outright. When you lease, your payments are sort of like a rental; your lease consists of payments for a set period of time. At the end of your lease, the vehicle can either be returned or purchased.